Free Credit & Debit Articles

For many people, credit is a Catch-22: They can't get approved for credit because they don't have a credit history, but they can't build a credit history without first being approved for credit. Luckily for them, college students don't tend to have this problem. Credit card companies view them as low risk, at least compared to other young people with no credit, and so they're willing to give them a first chance.

Credit card blocks can cause major problems. Learn what they are and how to avoid them.

There are several credit cards in Australia that offer travel rewards that exceed just the basics. Many credit cards offer benefits such as frequent flyer miles and point based systems but these cards are often difficult to redeem points with and they can often be quite confusing in terms of transferring points from your card to your frequent flyer program. However, there is a new breed of travel based credit cards that make Australian travel much easier and cheaper. The ANZ Frequent Flyer credit card is one of those cards and it is a piece of plastic that helps travelers travel more often and with less hassle.

It can be so incredibly easy to just whip out a credit card and pay for things like a dinner out or your weekly trip to the grocery store. Very soon you find that your bills are piling up quick.

Examine various details of the Capital One No Hassle Premium Cash(SM) Rewards Credit Card in this short review. Discover various features and benefits of a current low interest rate credit card offer from the folks at Capital One.

For years, the conventional financial wisdom was "credit cards are bad." We were told that cutting up our credit cards was the only way to free ourselves from debt-ridden indentured servitude. People needed to "live within their means," and if credit cards were ever to be used, it should be "only in the case of an emergency."

A credit card with lower interest is of utmost benefit to the consumer. As a result of stiff competition among credit card companies, negotiating and obtaining a lower interest credit card has become very simple.

This article takes a detailed look at the AMEX Business Green Rewards Credit Card and it's numerous benefits to small business owners.

When you apply for credit, the first, and sometimes the only thing a prospective lender looks at is your credit or FICO score. Find out how this simple yet powerful three digit number is calculated, and what you can do to improve your credit score.

When it comes to the difference between a prepaid credit card and a secured Visa credit card, what you don't know just might hurt you. Here are five facts you really need to know when trying to decide between prepaid credit cards and secured credit cards.

Credit card companies consider that students are loyal, dependable and good customers. It is of utmost necessity for students to own at least one credit card, as it is very much needed during the college days.

Cash Rebates Unlike most other cash rebate business credit cards, the American Express Blue Cash for Business credit card allows you to start accumulating cash back rewards from the first time you use your card.

On campus for the first time and you feel like you should apply for a student credit card to celebrate your freedom? That?’s a great idea, but before you fill out that first application, let?’s examine some of the most popular credit card myths out there.

The image of Chase Bank if different to many people. But everyone has one.

One of the major effects of bankruptcy is the damage to the person's credit standing.

Credit cards are often sought after by individuals who are looking to transfer large sums of money from a high interest credit card to a lower rate credit card that will in turn save them money. These transfers, known widely as balance transfers, allow people to steer away from varying rates of interest which suck their wallets dry.

Facts every consumer should know before hiring a credit repair company.

Credit cards offer plenty of benefits and convenience. And these days, there are cards for everyone. With so much variety, choosing a credit card can quickly turn into a daunting task. But it doesn?’t have to be. By reviewing your needs, you can easily match a credit card to your lifestyle. Here are three things to consider as you choose a credit card.

On some days when you check your mailbox, your box is plague-ridden with offers for credit cards. How do you know which ones are presenting you a great deal, and won't take you over your with inflated finance charges and disguised fees in the future?

In today?’s world of the often and ever-buying consumer, it has become de rigueur for credit card companies, airlines, gasoline/oil companies and a host of other businesses eager to garner a share of the wildly spending and charging public?’s money, to offer some kind of bonus or reward for using them and their services.

A brief look at Bank of America and how the company rose to be the leading credit issuer.

American Express is known for their high quality credit cards on various levels, from Gold packages to student designed credit cards. One of their most popular Australian choices however is the American Express Platinum credit card.

A detailed review of the Wachovia Credit Card. This article takes a look at the application process, rates and benefits, and identifies for whom this card works best.

redit cards are wonderful tools, but they come with serious responsibilities. You should be using a credit card to your advantage - whether that means getting an interest-free loan every month by paying your balance off in full, or just the simple security and satisfaction that having extra buying power at your fingertips can bring.

Identity theft and credit card fraud is prevalent and in today's digital world, it is becoming increasing important that we all do what we can to protect ourselves online and avoid become victims of online crime.